Whether you live in a one bedroom flat or a five-bedroom detached house, you’ve worked hard to make your house your home, so it’s important to have the correct protection in place in case something should go wrong.
Though you might believe the unthinkable would never happen to you, what if it did?
Firstly, if something were to happen to your home, would you be in a position to afford moving into some form of house or temporary accommodation and continue to pay off your current mortgage? How would you survive financially during such a stressful and emotional time?
And secondly, you can actually enhance your general insurance policies with some added extras to tailor your cover to suit your personal needs and to add some real value to your policy. So it might be worth considering your options.
What are some of the additional benefits?
Home Emergency Cover
It’s the middle of winter and your boiler has stopped working, what do you do? Adding Home Emergency Care to your policy can provide you with immediate assistance from professional tradesmen in your time of need. From broken boilers to leaking roofs, Home Emergency Care can give you the peace of mind you deserve.
Accidental Damage can cover you from the unexpected and the unintended. It can provide you cover for your building as well as your contents. So, if you’ve spilt some wine on your carpet or knocked over an expensive ornament, Accidental Damage will have you covered.
You can also bolster your general insurance with Personal Possessions. This add on is particularly valuable in today’s society as it can cover your personal belongings while you’re out and about. It covers you for anything portable from phones and laptops to jewellery and pedal bikes if they’re lost, damaged or stolen.
Family Legal Protection
Family Legal Protection is designed to help you through what can be difficult and often stressful times. Adding Family Legal Protection to your policy can give you peace of mind knowing that if a legal problem, like Infringement of your Property Rights, Property Damage, Identity Theft or other legal problems do occur, solicitors will be there to support you and give you expert assistance and support.
While this is only a brief overview, there are in fact a number of other additional benefits that you can add to your general insurance policy. It can become quite confusing, which is why using an adviser can be incredibly invaluable, they will be able to find you the cover and added benefits that works for you and your personal circumstances and provide you with the peace of mind you deserve.
If you want to find out more about the additional benefits you can add to your general insurance policy, contact your adviser today. You can contact Temple Wealth through our Contact Us page on our website, our Facebook page, or call our office on 01329 282882.