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The New Help To Buy Scheme – 2021

A government scheme aimed at helping first time buyers get on to the property ladder has been extended for 2021.

The Help to Buy scheme has been running since 2013, with the aim of helping those unable to afford a deposit for a property. This is done by offering a Government supported equity loan to cover the majority of the deposit.

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The impact of technology for private medical insurance companies

As we begin to emerge from the pandemic, and the news is full of increased waiting lists for routine surgeries, many people are looking at private medical insurance to fill the gap. But how are insurance companies reacting to the challenges of access to your GP, the difficulty of getting a prompt consultant referral, or follow on therapy planning?

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New Year, New Protection Needs?

With 2020 behind us and a new year ahead, now is a great time to re-evaluate your protection needs. If last year taught us anything, it’s to prepare for the unexpected.

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First Time Buyers and Coronavirus

Being a first time buyer can be confusing at the best of times, and the current coronavirus pandemic brings even more challenges. But don’t panic. There are still ways that you can buy a home and we are here to tell you what they are.

At the start of the 2020, there was a record number of 95% LTV mortgage options, meaning lots of lenders were happy with a 5% deposit. But those golden days have temporarily disappeared for now thanks to covid.

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Help to Buy Scheme 2021

The government’s Help to Buy equity loan scheme has been running since 2013 and has assisted over 270,000 people step onto the property ladder.

From 16 December 2020 however, first-time buyers can start applying for the governments new Help to Buy equity loan scheme.

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