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Risk Profile And Your Capacity For Loss – Adventurous Or Cautious?

risk profile capacity loss

How you invest your money can have a dramatic effect on the return you receive.

We all know that investment stocks can go up as well as down but how do you know how much risk you should take with your money? Understanding your attitude to risk and completing a risk profile can relieve some of the worries of investing.

There is no right or wrong answer here; it is personal to you and your situation. This may change over time, as your family grows or you get closer to retirement. Therefore it is important to regularly assess your attitude to risk and ensure your money is invested wisely.
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Workplace Pension And Saving For Your Retirement

workplace pension

What is The Workplace Pension?

You may have started to see the TV adverts with the big fluffy monster, called The Workplace Pension. He wanders around and is ignored by those he meets. You may have even wondered what it was all about!

A workplace pension is a system of saving for your retirement. Under the Pensions Act 2008 every employer must create a pension scheme that both the employee and employer contribute to. Read more