Are you approaching retirement? You may be starting to think about reducing your work hours or even fully retiring. You may also be looking at how your pensions can support you with this.
It is never too early to start thinking about retirement planning.
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The Skipton Building Society have just launched the UK’s first 100% mortgage exclusively for renters who are also first time buyers, aged 21 and over, and are not purchasing a new build flat. This blog aims to help outline how this scheme works and also some of the potential downsides.
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Investing in the stock market can be a smart way to grow your wealth over the long term. However, it’s also important to understand the risks and potential downsides of investing.
Below, we’ll explore the advantages and disadvantages of staying in the investment market, with a particular focus on pension funds, stocks and shares ISAs, and timing the market.
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Retirement planning shouldn’t be something you only consider when you’re older.
Starting to plan your retirement early gives you a greater chance to build the funds you need for a comfortable lifestyle when the time comes. Acting now can ensure that your long-term goals become a reality.
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When preparing to buy your first home, saving for a deposit can be a difficult process.
As house prices, inflation, cost of living and mortgage rates increase, it can mean that some mortgage lenders may require larger deposits of the property value. This can be challenging trying to save a large sum of money and for some within a limited time.
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It’s safe to say that there is a fair amount of confusion currently surrounding the mortgage market. Rates have been on the rise as inflation soars, but what does this mean for you?
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The previous Government Help to Buy equity loan closed to new applicants on October 31st, 2022.
If you’re a buyer eligible for the equity loan, and submitted your application before the cut off, your homebuilder must finish building your home by Saturday 31st December 2022. You must then legally complete and get the keys to your new property by 6pm on Friday 31st March 2023. It has been confirmed that there will be no extensions or exceptions.
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Income Protection Insurance, also known as IP insurance, supports you financially if you’re unable to work because of illness or injury.
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When reviewing your life cover options, Family Income Benefit could also be a part of the review.
Family Income Benefit (FIB) guarantees your loved ones a regular monthly income, should you die within the term of the policy.
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