{"id":72136,"date":"2019-06-24T16:51:12","date_gmt":"2019-06-24T16:51:12","guid":{"rendered":"https:\/\/www.templewealth.co.uk\/?p=72136"},"modified":"2019-06-24T16:51:12","modified_gmt":"2019-06-24T16:51:12","slug":"are-you-ready-for-retirement","status":"publish","type":"post","link":"https:\/\/www.templewealth.co.uk\/are-you-ready-for-retirement\/","title":{"rendered":"Are you ready for retirement?"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

Temple Wealth Management give you their 5 top tips to help you plan for retirement.<\/strong><\/p>\n\n\n\n\n\n\n\n

Financial markets are always moving, up or down. Watching\nthe news we seem to move from one potential crisis to the next, be it problems\nin Greece to downturn in China, geopolitical upheaval in Afghanistan, Iraq or\nSyria, talk about US interest rates or natural resources volatility (Oil, Gas,\nIron Ore etc).  All of these can have a\nmarked effect on the investment markets and in turn how much money you have\nduring retirement. <\/p>\n\n\n\n

So\nwhat can you do?<\/strong><\/h3>\n\n\n\n

 1 – Make a plan<\/h4>\n\n\n\n

When do you hope to retire? Do you know when you can? Do\nyou know when your state pension will come in?<\/p>\n\n\n\n

2 – Plan to suit your circumstances, wants, needs, goals<\/h4>\n\n\n\n

How much money will you need? Do you want to sell up, cash\nit all in and move away? What\u2019s going to pay for it, house, investments or\nother assets?<\/p>\n\n\n\n

3 – Utilise your tax allowances and\/or company options<\/h4>\n\n\n\n

Annual investment allowances are there to be used, under\nauto enrolment regulations an employer must automatically enrol you and\ncontribute to your pension fund. Did you know that in some cases you can back\ndate your allowances for up to 3 years?  <\/p>\n\n\n\n

4 – Have you got a pension?<\/h4>\n\n\n\n

If so what type, defined benefit, final salary, defined\ncontribution or occupational money purchase? Knowing what you have can make all\nthe difference to your plan<\/p>\n\n\n\n

5- It\u2019s all relative<\/h4>\n\n\n\n

But are your savings keeping up with inflation? The key\nhere is to review it regularly.<\/p>\n\n\n\n

The\nCash Flow Analysis approach<\/strong><\/h3>\n\n\n\n

By understanding your current income, assets, liabilities,\nand wants and needs for the future we can plan together how to build for your\nretirement. Finding the most suitable and tax efficient solution to match your\nindividual requirements before at retirement and beyond.<\/p>\n\n\n\n

\"\"<\/figure>
\n

If this article has raised questions you and would like to explore further or a demonstration of our Cash Flow Analysis, please call independent financial adviser, Greg Holden directly on 07543 671 220 or 01483 697 220 for a no obligation meeting at our expense.<\/p>\n<\/div><\/div>\n\n\n\n

Workplace pensions are regulated by The Pensions Regulator. A pension is a long-term investment. The value of your investment can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance. Levels, bases of and reliefs from taxation may be subject to change and their value depends on the individual circumstances of the investor<\/span><\/ins>.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Temple Wealth Management give you their 5 top tips to help you plan for retirement.<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[25],"tags":[20],"acf":[],"yoast_head":"\nAre you ready for retirement? - Temple Wealth<\/title>\n<meta name=\"description\" content=\"Temple Wealth Management give you their 5 top tips to help you plan for retirement.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.templewealth.co.uk\/are-you-ready-for-retirement\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Are you ready for retirement? 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