Planning for retirement might seem like a distant concern, but the truth is, the earlier you start, the better off you’ll be.
Read moreMore Money In Your Pocket
Watching the Autumn budget in November, the Chancellor kept saying about putting more money into our pockets by lowering national insurance to help the economy grow…
Price is What You Pay and Value is What You Get
When it comes to investing, we often forget that completely! We get obsessed with price. But it isn’t the whole story! Let’s look at the last 23 years:
Read moreHMRC Inheritance Tax Receipts Soar – what steps can you consider?
HMRC collected £2.6bn from inheritance tax (IHT) in the 13 weeks between April and July 2023. This is higher than in the same period a year earlier
Read moreEarly Retirement?
Have you ever considered whether you could retire early?
Whether you fancy travelling more, spending more time with family or grandchildren, or taking up a new hobby, an independent financial adviser could help you establish whether you have sufficient savings & investments to achieve financial independence.
Read moreApproaching Retirement
Are you approaching retirement? You may be starting to think about reducing your work hours or even fully retiring. You may also be looking at how your pensions can support you with this.
It is never too early to start thinking about retirement planning.
Read morePlanning Your Retirement And How To Get There
Retirement planning shouldn’t be something you only consider when you’re older.
Starting to plan your retirement early gives you a greater chance to build the funds you need for a comfortable lifestyle when the time comes. Acting now can ensure that your long-term goals become a reality.
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Inflation And Volatility
Over the last six months inflation has started to take a hold on the world economy. This has been brought on by issues with supply chains, the pandemic, and exasperated by the war in Ukraine.
We have seen UK inflation rise to 9.1%. Food and fuel are the main contributors, but when you consider a large amount of freight passed through Russia via rail from China, you can see why shipping costs have increased and low value items are finding it hard to get passage to the west.
Read morePension and Retirement Planning
In this current climate of high inflation, low interest rates and volatile market conditions, it is more important now than ever to make sure we are making the most of our hard earned cash. There are things we can all do to ensure our pension savings are working as hard as possible for us, and that we take advantage of the tax breaks available.
In this month’s blog we look at pensions and retirement planning and taking you through the steps of ensuring your goals and plans for the later years are given the best chance possible of being achieved.
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